Bethlehem Real Estate Blog

 

Nov. 14, 2017

Bethlehem Real Estate Agent – Buying Can be Cheaper Than Renting

 

Are you tired of paying off someone else’s mortgage?

 

In many cases, buying your own home may be cheaper than renting someone else’s. In fact, buying was found to be cheaper than renting in 42 of the 50 states, according to a recent study of United States residents, which makes now the best time to get out from under a landlord by purchasing your own home.

 

Purchasing a home also comes with several tax incentives, including tax breaks for first time home buyers and mortgage interest write-offs. These tax incentives may not add to the amount you will save on a monthly basis, but they can help you at the end of the year by increasing your refund or lowering the amount you owe in taxes.

 

In addition to being cheaper on a monthly basis and saving you money at the end of the year, buying your own home also provides you with built-in savings for the future. When you rent, you are essentially paying off someone else’s home loan and helping them build up equity in their home. When you buy your own home, the monthly payments you are making will be applied directly to your home loan and will be helping you to build up the equity in your own home. Depending on your financial situation, this equity can be accessed in the future to help pay for things like upgrades to your home or college tuition for your children.

 

Buying can get even cheaper when you work with an experienced Bethlehem real estate agent, who can help you find the perfect home at a price that fits right into your budget. Buying a home in winter can also help to lower your home buying expenses.

 

As you can see, not only is buying a home usually the cheaper option, it also comes with a ton of other benefits for both you and your family!

 

Give me a call at (610) 428-5390 to get the search for your dream home started today!

 

 

 

Oct. 9, 2017

Bethlehem Real Estate Agent – Things to Consider After You Purchase Your Home

 

Are you planning to purchase a home in the near future? If so, you have most likely begun making a list of features you want in your dream home such as the number of bedrooms, upgraded features, or proximity to great schools. Let’s be honest, most people start making this list well before they are ready to start looking for a home.

 

You may have also started considering your financing options and reached out to a trusted Bethlehem real estate agent and mortgage broker.

 

You’ve done all of this, but have you considered what you will need to do after you purchase your home?

 

If you have already begun your research, you probably have an idea about what documentation and additional fees will be required at closing, but have you thought about what happens when all of the paperwork is done and you have the keys to your new home?

 

Now is when the work begins, turning the house into your home. Before you can start this process, there are a few things you will need to do:

 

1.     Make two (or more) copies of your closing documents to keep with you and put your original documents in a safety deposit box.

2.     Change the locks and/or lock combinations on all entrances to your home – this includes doors as well as garages.

3.     Cover up your windows – you will be working well into the night unpacking and redecorating, so make sure no one will be looking in at you or your possessions.

4.     Measure and photograph everything.

 

Make sure you are also taking the time to get to know your new neighbors and find out how you can get involved with the local community but, of course, the most important thing you should do after you purchase your home is enjoy it!

 

If you are looking to purchase a home in Lehigh Valley, I am here to help you before, during, after you purchase your new home. Give me a call today and together we can find your dream home!

 

 

Source: http://strawstickstone.com/homeowners/the-first-10-things-you-should-do-after-closing/

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Sept. 13, 2017

Bethlehem Real Estate – Insight into the Buying Process

You’ve done it! You’ve made the decision to purchase a home!

 

This decision marks the beginning of an exciting adventure that will involve quite a few more decisions before it is over and you are able to close on your home. There are many different aspects of the process that must all be considered, which is why it is important to be prepared in advance.

 

One of the most important things to consider when you embark on the search for your dream home is the agent you will be working with. Your agent will provide you with guidance and advise based on their professional experience and make the entire process as easy as possible for you.

 

Your agent will also be able to refer you to finance experts that they trust to make the process of obtaining your mortgage just as painless as the process of finding your perfect home. Making sure that you have the proper financing for the purchase of your home is the most difficult part of the entire process, so making sure you are working with someone experienced and trustworthy should be your top priority. Your agent will have worked with these professionals before, which will make their time-saving recommendations even more appealing.

 

Your agent will also be there to help you make educated offers on the homes you wish to purchase. They stay up to date on the local market and will know exactly what you should offer to get the home you want for the perfect price.

 

In many cases, your first offer on a home will be met with a counter offer by the seller. If the seller is not entirely happy with your original offer but wants to work with you, they will adjust your offer and send it back to you for review. If you agree to their adjustments, you can begin the process that leads to closing on your new home. If you don’t agree to their adjustments, you can counter back to them or you can walk away and find another property to purchase. This part of the process will depend largely on your financial limitations, so be sure to discuss these with your agent before you begin searching for a home.

 

The closing process also has a number of different aspects that you should be prepared for. Keep a look out for our next post about what you should expect during closing, or give us a call today with any questions you may have!

 

If you are interested in purchasing Bethlehem real estate, or real estate anywhere throughout Lehigh Valley, give me a call today!  I can’t wait to help you find the perfect home!

 

 

 

 

Source: https://www.thebalance.com/home-buying-4074010

Posted in Example Category